The interview is a major part of employee selection for a bank. In our society, banking career is considered to be a prestigious profession and it is also considered as a successful career. Basically, banking interview questions are meant to measure the attitude and in-depth knowledge of the candidates in the related fields. The questions are asked in the interview board considered necessary to judge the qualities and skills of the candidates. Since the performance of a candidate in the interview board will be considered to predict her/his capability as an employee in the company.
For answering successfully in the banking interview board, you need to be well prepared to face the different sets of interview questions. Normally these type of interviews start with general questions, they may start with asking about your education, interests, candidate’s work experience, intelligence, ideology, and ability to solve problems. Answering to these general questions may seem easy to you while answering questions related to bank, finance or general knowledge can be quite challenging for any candidate.
In most cases, the interviewer may typically begin with the question “to tell something about yourself”. Though this is a very common question asked in most of the interview boards. By answering the question a bit differently you can grab the attention of the interviewers.
There are few other common questions those are asked frequently in banking interviews, such as:
- Why have you decided to choose banking as your career?
- Do you have any previous experience of banking?
- Why did you leave your previous job?
- Tell us, in short, why should we hire you?
- Where do you see yourself in another five years?
These questions are quite tricky to judge your optimism and confidence as an individual. You can’t answer anything casually, like “I think the banking career is better because it pays a huge salary”. Don’t do this ever! Rather you can try saying something like “Banking is a challenging profession, I have always wanted to work in a financial sector” or “The systematic and dynamic work life of a banker attracts me.” This will prove that you love the job itself and not the benefits only that you will get from it.
Remember that apart from all the finance related questions, you may have to face cognitive questions also. Try to be well prepared before attending the interview and answer all questions in a positive way. Be confident while you are answering and approach without nervousness. Because a better presentation may save the game! There are some common cognitive questions you may face in interviews –
- Do you think you have leadership quality? Can you explain when did you show leadership?
- Do you think you can perform well in a group?
- What is your most noted accomplishment?
- What are your positive traits or strengths?
- What are your negative traits or weaknesses?
- Do you think you can contribute to raising profit for the company and what would be your strategy?
- Explain an example when you had a personal conflict and how you resolved it?
- Tell a time when you had an ethical dilemma and how you resolved it.
- What type of person do you find difficult to get along with?
These questions are mostly asked to judge your behavior and level of intelligence. Remember always try to answer with a positive approach and try to avoid negative answers.